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Meet Richard Duese

Richard Duese

Founder & CEO of American Finacial Assocaites

Valor Financial Specialists is more than just a financial services firm; we are dedicated partners in helping you secure a confident and prosperous future. With over 16 years of experience, we specialize in creating personalized financial strategies that address the unique needs of each client, whether you are an individual, family, or business owner.


Our comprehensive suite of services is designed to work holistically, ensuring that every aspect of your financial life is covered. We understand that no two clients are the same, which is why we tailor our recommendations to fit your specific situation. Some clients may need a reliable retirement income stream, while others might prioritize additional healthcare coverage or ensuring their loved ones are taken care of should the unexpected happen. Recognizing that taxes can be a significant expense for many Americans, we also explore strategies to potentially reduce tax burdens.


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Tax-Maximization Strategies

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Retirement Income Planning

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Life Insurance

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Advanced Estate Planning

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Business Owner Solutions

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Alternative Investments

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Annuities

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Risk Management

Our Mission

At American Financial Associates, our mission is to help individuals, families, and business owners confidently plan for retirement. We specialize in creating customized retirement income strategies that meet your specific needs and goals. By focusing on integrity, innovation, and excellence, we aim to minimize financial risks, optimize tax strategies, and ensure reliable income for a secure retirement. Our goal is to provide peace of mind and financial independence, allowing you to focus on what matters most to you.

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Protect Your Assets

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Grow Your Retirement Income

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Insure Your Legacy

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